80% of hospital bills contain errors
An estimated 8 in 10 itemized hospital bills contain at least one error. Most go unreviewed and unpaid.
Your healthcare headaches, handled.
GRL Health Advocates reviews your medical bills, disputes billing errors, and manages insurance appeals on your behalf — so you never have to make a call, sit on hold, or negotiate with an insurer again.
8 in 10
Hospital bills contain at least one billing error
$1,300
Average overcharge on hospital bills over $10,000
74%
Of patients who dispute billing errors get them corrected
12M hrs
Americans spend on the phone with insurers every week
Sources: Becker's Hospital Review, CFPB, HHS OIG, Stanford University
Why This Matters
The most complex financial documents most families receive — and no one is managing them.
One surgery. Up to 12 separate bills.
A single surgical event generates bills from the hospital, surgeon, anesthesiologist, radiologist, and more — each processed independently by your insurer.
Appeal rights expire silently
ERISA insurance appeal windows close in as few as 60 days. Most families never know a deadline existed until it has passed.
No one is watching
Family offices manage investments, tax, and legal with dedicated professionals. Healthcare billing — often the largest unmanaged financial exposure — has no one.
* Becker's Hospital Review / JAMA Network: medical billing error rates in U.S. hospital claims
What We Do
Complete healthcare billing advocacy — from first bill to final resolution.
We Review
Every medical bill, EOB, and insurance denial reviewed line by line against what your plan should have paid.
We Dispute
Appeals prepared in plain language, reviewed and approved by you, submitted under your signature.
We Resolve
Every resolved matter documented in a written outcome summary with the dollar result clearly stated.
Provider Guidance
Board certification verified, license history reviewed, Healthgrades checked before you walk in the door.
Medical Records
Record transfers coordinated between providers, facilities, and specialists so your care team has the full picture.
Open Enrollment
Plan options reviewed and coverage selected to fit your family's actual utilization and anticipated needs.
You never make a call, sit on hold, or negotiate with an insurance company again.
Membership
Simple, transparent, and built around your needs.
Monthly Membership
$250 / month
Month-to-month. No annual commitment. Cancel anytime.
- No hourly billing for standard membership services
- Success fee applies only when a billing error is recovered
- Your approval required before any dispute is pursued
- Written outcome summary for every resolved matter
GRL Health Advocates operates on a straightforward membership model. Your monthly fee covers ongoing access to healthcare billing review, insurance appeal coordination, and provider and insurer communications throughout the year.
When a billing error or improper denial is successfully resolved, a success fee applies — calculated as a percentage of your documented out-of-pocket savings. No recovery means no success fee, ever.
Every engagement begins with your written authorization and your explicit approval before any dispute is pursued. You remain in control at every step.
The Process
Five steps. You handle one.
1
You send us a bill
2
We review it
3
We find the problem
4
You approve — we pursue
5
Written outcome summary
Your approval is required before anything moves forward.